Work it out before you talk to anyone
Free tools
Each tool answers one narrow question with the numbers on the page. Nothing is behind a form: if you want a copy, you can email it to yourself.
Pick the question you have
For agencies
Payroll route finder
Five questions about the placement, and a shortlist of the payroll routes that fit it — with when to use each, when to avoid it, and what April 2026 asks you to keep on file.
For contractors
Take-home comparison
Put in a day or hourly rate and see what it leaves you with on PAYE, through an umbrella, through your own limited company and, in construction, under CIS — side by side, on 2026/27 rates.
For agencies
April 2026 evidence checklist
Say where you sit in the supply chain and tick what you already hold. It tells you who is jointly and severally liable for an umbrella's PAYE since 6 April 2026, and lists the gaps in your file.
For everyone
IR35 working-practices triage
Ten questions about how the work is really done. It shows which way the answers lean and which ones HMRC's own status tool is likely to be unable to settle — so you can pin them down first.
For agencies
SDS and disagreement kit
Tell it about the end client and the dates. It says whether the client or the worker's own company decides status, when the status determination statement is due, and the last day to answer a disagreement.
For agencies
Ireland placement calculator
Put in the workdays, the rate and the start date. It shows which Revenue band the placement falls in, the dispensation deadline if there is one, and the cost on Irish PAYE, Employer of Record or an Irish contractor.
For agencies
Wage-run funding-gap checker
Weekly wage bill in, client terms in. It builds the week-by-week cash table, shows how deep the gap gets and when, and what invoice finance or shorter terms would do to it.
For everyone
Sector working practices
Pick a sector and see how control, substitution and pay usually look there, what tends to undermine a self-employed arrangement, and which payroll routes come up.
The things people ask before they ring
No. We give you the information and the introductions; regulated advice comes from the regulated partner you choose to engage.
No. Every result is on the page as soon as you press the button. If you want a copy, you can email it to yourself, and we only follow up if you tick the box that says we can.
Nothing, unless you ask for a copy. The tools run in your browser. When you email yourself a result, we keep your address, the answers and the result so we can send it and, if you agreed, follow it up.
Fifteen minutes will tell you where you stand
Whether you're a contractor after your next job, an agency placing across Europe, or a business that needs people found, paid and funded — start with a conversation. It costs nothing and we'll tell you honestly if we can't help. No form to fill in first.
info@freelancer-supermarket.co.uk